Category Archives: Blog

Cars and crashes

Road accidents! As we all know, they’re very real indeed. They’re so real that it necessitates insurance. Consider this fact, auto insurance is compulsory by law. If there was ever affirmation that you, yes YOU, will have an accident in a car at some point in your life… the this is it. The scary thing is, you don’t have to be in a car to be in an accident involving a car. This brings us to the second scary truth about auto insurance… it covers third parties. This is a glaring indication that a significant number of accidents involve innocent bystanders — fact.

Talking about facts, here’s a few for you. Globally, more than 1 million people die in road accidents.

Put another way, more than 3,000 people die this way EVERY DAY. This number goes through the roof when considering the number of people who survive but receive some form of injury — 20 to 50 million people! More than 50 percent of all deaths — two percent globally. Almost 100 percent of fatalities happen within the low- to middle-income countries. The cost of a cash is astronomical — $518 billion every year, globally. Incidence of traffic accidents are on the increase!

How do the States compare? Almost 40,000 people every year as a result of road/traffic accidents. Almost three million survive, but are injured or disabled. Almost two thousand under 16s die on an annual basis. The cost of these accidents to the US is in excess of… wait for it… $230 BILLION or one thousand dollars per person, per year.

Ok, that’s enough of the doom and gloom. I think it’s important that we’re all on the same page. The problem with all these statistics and facts… I’m sure most of you had a good idea things were this dire. The strange thing is that people say they care… but when faced with the stark reality, very few actually change.

The good news is that car manufactures are always improving safety features. Many of the younger among you won’t remember that cars didn’t always have head rests. Once introduced, major neck injuries as a result of an accident went down by an order of magnitude. Laminated glass, another lifesaving invention as was seat belts… all of which are taken for granted now. Now, in this age of computers and other wizardry, cars have been given brains.

Tesla, the first manufacturer to implement self-driving cars, is making strides to move the weakest link from the equation — the driver. More than just a gimmick, the technology is proven and is now, as we speak, driving thousands of people around. Tesla claim hundred of thousands of faultless test hours, resulting in an accident rate that is a fraction of what a human driver’s would be. Before we all rush out to buy one of these cars though, consider that there has been one crash, resulting in one fatality while in autopilot. It seems that the computer isn’t infallible after all. On the contrary, it may seem that accidents don’t happen often,,, but when they do, they’re very serious indeed.